Private Collections Insurance

Whether you collect fine art, antique furniture, jewelry, wine, vintage cars, memorabilia or something else you’re passionate about, AIG Private Client Group can craft a competitively priced policy with the precise coverage you require. We’ll work with you to protect even the most rare or delicate items.

Private Collections Insurance Coverages

Regardless of their location, each piece included on your policy is covered in the event of damage due to fire, theft, earthquake, flood and even breakage. Here’s what else you can expect:


  • New acquisitions are immediately covered at the time of purchase, giving you 90 days to add them to your policy (coverage is up to 25% of your overall policy limit; other options available upon request).
  • If a covered item needs to be replaced, we will reimburse up to an additional 50% of its scheduled value.
  • Jewelry coverage extends during re-setting, polishing or other professional repairs and restoration. In-and out-of-vault coverage is available, and there’s no additional charge for most out-of-vault jewelry transactions.
  • Before finalizing a purchase, you can take articles (worth up to $1 million) home on loan and know they are protected.
  • If you wish to use artwork as a loan guarantee, we can make the lending institution an additional loss payee and named insured on your policy. We also can recommend a variety of financial companies who offer such loans.



Last updated: Friday, April 28, 2017

Copyright © 2020 American International Group, Inc. All rights reserved.

AIG Private Client Group is a division of the member companies of American International Group, Inc. (AIG). Policies are underwritten by member companies of AIG, including AIG PROPERTY CASUALTY COMPANY. This is a summary only. It does not include all terms and conditions and exclusions of the policies described. All references to claim settlement information are based on the loss being covered by the policy and are subject to change without prior notice. Please refer to the actual policies for complete details of coverage and exclusions. Coverage and supplemental services may not be available in all jurisdictions and are subject to underwriting review and approval. Services provided by third parties are not guaranteed by AIG Private Client Group and may be discontinued at any time.

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